:root {
  --navy: #0f172a;
  --gold: #f2c94c;
  --ink: #172033;
  --text: #475569;
  --muted: #64748b;
  --paper: #ffffff;
  --surface: #f5f7fa;
  --line: #dce3eb;
  --max: 58rem;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  font-family: Inter, "Segoe UI", Helvetica, Arial, sans-serif;
  line-height: 1.65;
  color: var(--ink);
  background: var(--surface);
}

body {
  min-width: 320px;
  margin: 0;
  background:
    radial-gradient(circle at 95% 0, rgba(242, 201, 76, 0.14), transparent 24rem),
    var(--surface);
}

a {
  color: #174ea6;
  text-underline-offset: 0.18em;
}

a:hover {
  color: #0f3471;
}

.legal-shell a,
.site-footer a {
  overflow-wrap: anywhere;
}

:focus-visible {
  outline: 3px solid #2563eb;
  outline-offset: 3px;
}

.skip-link {
  position: fixed;
  top: 0.75rem;
  left: 0.75rem;
  z-index: 20;
  transform: translateY(-200%);
  padding: 0.7rem 1rem;
  border-radius: 0.55rem;
  background: var(--gold);
  color: var(--navy);
  font-weight: 800;
}

.skip-link:focus {
  transform: none;
}

.site-header {
  border-bottom: 1px solid var(--line);
  background: var(--paper);
}

.header-inner,
.footer-inner {
  width: min(var(--max), calc(100% - 2rem));
  margin-inline: auto;
}

.header-inner {
  min-height: 4.8rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  color: var(--navy);
  font-weight: 850;
  line-height: 1.2;
  text-decoration: none;
}

.brand-mark {
  width: 2.7rem;
  height: 2.7rem;
  display: grid;
  place-items: center;
  border: 2px solid #c99a12;
  border-radius: 0.72rem;
  background: var(--navy);
  color: var(--gold);
  font-weight: 900;
  letter-spacing: -0.06em;
}

.home-link {
  color: var(--navy);
  font-size: 0.9rem;
  font-weight: 800;
}

.legal-shell {
  width: min(var(--max), calc(100% - 2rem));
  margin: clamp(2rem, 6vw, 4.5rem) auto;
  padding: clamp(1.3rem, 4vw, 3rem);
  border: 1px solid var(--line);
  border-radius: 1.25rem;
  background: var(--paper);
  box-shadow: 0 22px 60px rgba(15, 23, 42, 0.1);
}

.eyebrow {
  margin: 0 0 0.75rem;
  color: #8a6500;
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  color: var(--navy);
  line-height: 1.18;
  letter-spacing: -0.025em;
}

h1 {
  margin: 0 0 0.8rem;
  font-size: clamp(2.2rem, 7vw, 4rem);
}

h2 {
  margin: 2.4rem 0 0.7rem;
  padding-top: 0.3rem;
  font-size: 1.55rem;
}

h3 {
  margin: 1.5rem 0 0.55rem;
  font-size: 1.15rem;
}

p,
li,
td,
th {
  color: var(--text);
}

.lede {
  max-width: 45rem;
  font-size: 1.08rem;
}

.meta {
  margin-bottom: 1.5rem;
  color: var(--muted);
  font-size: 0.87rem;
}

.notice {
  margin: 1.2rem 0;
  padding: 1rem 1.1rem;
  border-left: 4px solid var(--gold);
  border-radius: 0.3rem 0.7rem 0.7rem 0.3rem;
  background: #fffbeb;
}

.notice p {
  margin: 0;
}

ul,
ol {
  padding-left: 1.25rem;
}

li + li {
  margin-top: 0.35rem;
}

.table-wrap {
  overflow-x: auto;
  margin: 1rem 0;
}

table {
  width: 100%;
  min-width: 42rem;
  border-collapse: collapse;
  font-size: 0.9rem;
}

th,
td {
  padding: 0.7rem;
  border: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

th {
  background: var(--surface);
  color: var(--navy);
}

.legal-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 2.5rem;
  padding-top: 1.2rem;
  border-top: 1px solid var(--line);
}

.legal-nav a {
  padding: 0.45rem 0.7rem;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--surface);
  color: var(--navy);
  font-size: 0.85rem;
  font-weight: 800;
  text-decoration: none;
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1.5rem;
}

.button {
  min-height: 2.8rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.7rem 1rem;
  border-radius: 999px;
  background: var(--gold);
  color: var(--navy);
  font-weight: 850;
  text-decoration: none;
}

.button-dark {
  background: var(--navy);
  color: var(--paper);
}

.site-footer {
  padding-block: 1.6rem;
  background: var(--navy);
}

.footer-inner {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 1.5rem;
}

.site-footer p,
.site-footer a {
  margin: 0;
  color: #cbd5e1;
  font-size: 0.82rem;
}

.site-footer a {
  font-weight: 750;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 0.8rem;
}

@media (max-width: 620px) {
  .header-inner {
    min-height: 4.2rem;
  }

  .brand {
    max-width: 13rem;
    font-size: 0.82rem;
  }

  .brand-mark {
    width: 2.4rem;
    height: 2.4rem;
    flex: 0 0 auto;
  }

  .home-link {
    font-size: 0.78rem;
  }

  .legal-shell {
    width: calc(100% - 1rem);
    padding: 1.1rem;
  }

  .footer-inner {
    grid-template-columns: 1fr;
  }

  .footer-links {
    justify-content: flex-start;
  }
}
